The CSRB Website - www.csrbpanel.com ("Site") and service ("Service") is at present owned and operated by Consumer & Social Research Bureau (CSRB) (referred to hereafter as "CSRB", "Site" or "Service").

Membership of the Service is conditional upon acceptance and compliance with the terms, conditions, notices and disclaimers contained in this document and elsewhere on the Site, referred to hereafter collectively as the 'Terms and Conditions' (TAC).

By submitting the membership application on the site or using any of the services, you are indicating your agreement to be bound by all of the TAC.

If you do not agree to our TAC, which includes by incorporation our Privacy Policy, you must immediately terminate your account by following the instructions provided on the Site. You should check these TAC periodically for changes, as we reserve the right to modify them at any time for legal reasons or essential service requirements.

If any part of this agreement be invalid for any reason, it is to be replaced with a corresponding text, which is valid and equivalent to the intended meaning.

The Site is operated as a survey panel for individuals who voluntarily register on the Site ("Members"), and agree to, and abide by these TAC. The member can participate at offered surveys connected to the service and operated by CSRB or any third parties. The member has no right to participate at surveys or to get invitations.

CSRB reserves the exclusive right, at its sole discretion, to add, change, decline or remove, without notice, any feature or link to any of the Linked Sites from the Site and/or introduce different features or links to different Members. CSRB may provide links to third parties' Web sites ("Linked Sites"). Unless otherwise noted on the Site, Linked Sites are not reviewed, controlled or examined by CSRB in any way. CSRB is not responsible for the content, availability, advertising, products or other materials of any such Linked Sites, or any additional links contained therein. It is your sole responsibility to comply with the appropriate rules and guidelines, if any, applicable to the use of the Linked Sites. In no event shall CSRB be liable, directly or indirectly, to anyone for any loss or damage arising from or occasioned by the creation or use of links to the Linked Sites, the Linked Sites themselves, or the information or material accessed through these Linked Sites.

Members may be invited by email to a certain survey under specification of the reward that they may receive for completion of that activity. The invitation email may include specific information about the reward.

Rewards cannot be transferred to other Members or any other third parties.

Members can redeem their rewards once the threshold of certain amount is reached. This vary from country to country.

The member will not be rewarded if survey responses contain invalid and/or untrue information. Untrue and/or invalid information may result in membership cancellation.

As a condition of your membership you represent and warrant that:

1. You must be 18 years old.
2. You are a permanent resident in your country of registration.
3. All information supplied by you is complete, true and accurate.
4. You must not maintain more than one account on the Site.
5. You use a unique email address.
6. You understand and agree that if your account is terminated for your breach of this agreement, any accrued CSRB reward points and outstanding or undelivered rewards will be forfeited and you will lose the right to participate in the program, including any current offers or rewards.
7. You understand and agree that in addition to these TAC, conditions for rewards will be published separately and will be governed by the official terms of the survey as announced to you.
8. You understand and agree that CSRB will not be responsible to you or any governing body for any taxes or the loss of any benefits as a result of being issued CSRB rewards.
9. You must inform CSRB of any change of your personal information, especially changes of your email address as rewards will be linked through the email address specified in your account profile.
10. You will keep your account username and password details secure and will not allow other people to access your account. In the event that you suspect a security breach your will immediately notify CSRB.
11. You will not use any automated means in collecting reward points or with any other activity on the site.
12. CSRB may reject any new member application from any person with or without cause at its sole discretion.
13. It is possible that the operator of the Site will change and that the CSRB services including your data will be transferred to a new operator. You hereby explicitly agree to a possible future change of the operator. CSRB will notify you by email about any change of operator prior to a data transfer and you will be entitled to object to the transfer in accordance with the provisions of our Privacy Policy;
14. CSRB reserves the right to send you email messages from time to time that do not contain survey invitations and for which you may not be rewarded. Such messages may include system updates; administrative announcements; special requests, etc. and;
15. CSRB is under no obligation to provide you with any particular number of opportunities to earn rewards or to send messages to you.

The information collected and used by this Site is governed by the CSRB Privacy Policy.

CSRB is trying to make its services accessible for a possibly high number of Members. Due to a high technical diversity regarding hardware devices, operating systems, browser types and other technical specifications, CSRB cannot guarantee compatibility with all existing devices, operating systems and browsers. In particular, CSRB excludes any warranty that the Service will be uninterrupted or error-free; that defects will be corrected, that the Service or the server that makes it available, are free of viruses or other harmful components, that the use or results of the use of the Service, or that the materials made available as part of the Service, will be correct, accurate, timely or otherwise reliable.

To the extent permitted by law, CSRB shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if CSRB has been advised of the possibility of such damages), except from all injuries of life, body or health and in cases of gross negligence or in legal warranties independent of negligence, resulting from:

• The use or the inability to use the service.
• The use of, or reliance on any information published on the site.
• The cost of procurement of substitute goods and services resulting from any goods, data,information or services purchased or obtained or messages received or transactions entered into through or from the service.
• Unauthorized access to or alteration of your transmissions or data.
• Statements or conduct of any third party on the service.
• Any other matter relating to the service.

You indemnify CSRB, harmless from and against all actions, claims, suits, demands, damages, liabilities, costs or expenses, including reasonable legal fees, arising out of, or in any way connected to your use of the Site or information or content published therein; your participation in the Site's member program or that of someone using your username and password; or your inability to use the Site.

If your email address becomes invalid or unusable we will suspend your account for a period of 30 days from the time we become aware of the problem. During the period of suspension you will be able to access your account but will not receive a survey invitations or any other email messages until we have re-validated your email address. To change your email address you have to contact our support naming your former and new email address.

You have the right to terminate this agreement between you and CSRB at any time without notice and for any reason. The termination can be simply carried out by deleting your Member account. In such case you will have no right to claim any recovery or reconstruction of your content towards CSRB. If you terminate your membership you will forfeit any outstanding or undelivered rewards due.

CSRB has the right to terminate any agreement regarding the use of its services with a 30-days notice. In such case you will be notified by email.

CSRB's right to terminate the agreement and membership for grave cause remains unaffected. CSRB can invoke a grave cause especially in case you fail to comply with or infringes a material clause of this Agreement. In such case, CSRB has the right to exclude you from any access to the offered services for now as well as for the future. CSRB will in such case delete your member account including all content, to the extent provided by law.

CSRB in particular reserves the right to terminate your membership without notice in the following cases:

• Your account has been suspended for more than 10 months.
• You use the account for sending chain letters or mass-mailings.
• You enforce or action illegal pyramid- or structural-sales & -distributions.
• You enforce or action sexually explicit or harassing communication in a way that violates the protection of minors and personality rights.
• You use CSRB to publish extremist or Constitution-infringing or -violating content.
• You avoid technical safety precautions.
• You spread viruses and/or malware.
• You copy parts of the services or the whole service.
• You share or reconstruct any source code for commercial, abusive or destructive purposes.
• You are involved in parsing and / or automated reading of software, directories, data or content from the CSRB Services.
• You create, share, publish or integrate external apps or other irrelevant content into the CSRB services.

If CSRB terminates your membership you will forfeit any outstanding or undelivered rewards due. Once your membership has been terminated by us you will be ineligible to re-enroll at any future date.

All pages and content within this Site and related surveys, including but not limited to, text, graphics, audio, video, photographs, surveys, logos or other materials are the intellectual property of, or are authorized for use by CSRB and its licensors, business partners and affiliates, including all trademarks, service marks, copyrights, patents and trade secrets contained therein. You may not modify, copy, reproduce, create derivative works, republish, display, upload, post, transmit or distribute in any way content available on this site without the prior written consent of CSRB.

These TAC are governed by the laws of Pakistan without giving effect to that country regarding conflicts of laws. If any provision of these TAC is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. This document sets forth the entire understanding and agreement between us with respect to the subject matter hereof.

If you have questions regarding these Terms and Conditions please contact us by e-mail mentioned at site.